Guiding lines:

19. FINANCING

This section describes how the company is currently financed, e.g. equity, bank, convertible loans (3), leasing, factoring and securities given to the bank, and other funding.

Equity

• How much have the owners invested in the company in the form of equity, shareholders’ contributions, loans or other items?

Loans

• How much money have you borrowed from the bank and other financiers?

• What proportion of funds borrowed in the last few years have consisted of soft financing (4)?

• How much has been repaid, how many items have been written off by the financier and how large is the remaining debt?

Other forms of financing

• Have you received any advance payments from customers, e.g. for product development?

• Other financing.

Securities

• What securities and warranties has the company given to the bank, other financiers,

customers, etc.?

(3) Loans that can be converted into equity.

(4) Financing where repayment is not required if the financing goals are not achieved